Our services include:

- Understanding our client’s benefits needs and goals.

- Recommending, designing and helping to implement a benefits package to achieve those goals.

- Working closely with your legal and tax advisors to ensure the benefit programs do not create unintended exposure and liabilities for the business. Note that we do not offer legal or tax advice.

- Presenting on-site employee orientation and administrative training sessions within the unique time constraint of each client.

- Helping to manage initial and ongoing enrollment, life event changes, eligibility data, premium billing and employee escalation issues –essentially becoming an extension of your HR team.

- Assisting employees gain an appreciation of employer sponsored benefits by showing them their “hidden paycheck.”

- Providing individualized counseling to help benefit plan participants maximize benefits offered.


Employers have the option to designate benefit programs a employer paid, executive carve-out or volundary. For employer paid plans, the employer underwrites all or a portion of the cost while the employee is responsible for any balance. In an executive carve-out, the employer identifies key personnel as participants and usually incurs the corresponding expense. Voluntary benefit programs usually are entirely employee paid.



Benefits Plans That We Help Professional Firms And Small Businesses Implement Include:

Group Benefit Plans:

  • Health Insurance
  • Medical
  • Dental
  • Vision
  • COBRA Administration
  • Cafeteria (Section 125) Plans
  • Flexible Spending Arrangements
  • Health Savings Accounts
  • Health Reimbursement Arrangements
  • Affinity Group / Association Plans


    Traditional Insurance:

  • Life
  • Disability Income
  • Long-term Care


    Nonqualified Plans:

  • Salary Continuation Plans
  • Supplemental Executive Retirement Plans
  • Split Dollar Life Insurance
  • Executive Bonus (Section 162) Plan

    We would be delighted to discuss our capabilities with you as well as show you ways you may be able to optimize your benefit programs. Please call us if you desire cost-effective boutique services. We have the tools and the team to make your job easier.