"As a financial services professional, Michael has always been forthright. His integrity is beyond question. He has patiently taken the time to present all of the pertinent options and guided me to an informed decision.

On a personal level I found Michael to be responsive, caring and actually enjoyable to work with. "

- Physician. Plesant Valley, NY


"I had an HMO health program that required referrals for everything. Mike listened to my needs and set me up with a program that does not require time-consuming referrals, has better coverage, and saved me enought money to purchase my health insurance AND long-term care all for what I was paying for the HMO. "

- Speech Language Pathologist. Nanuent, NY


"Mike has taken the uneasiness out of trying to select the right health plan for my buisiness. His knowledge and experience shines through as he has helped select a plan that matches our needs. He cuts through all the "mumbo-jumbo" and gives real comparisons of different plans available, saving countless hours of my time."

- Commercial Printer. Chestnut Ridge, NY


"Previous to working with you, we had joined a organization in order to obtain more affordable group premiums. After professionally analyzing our needs, you delivered a better solution with higher quality coverage, and saved us 20%! The next year, that provider had huge increases and you came through again placing us with a provider who matched the coverage without the huge increases. I want to thank you for your professionalism."

- Advertising & Marketing Firm. Nanuent, NY